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Why our instant personal loans are different

So why choose us over the banks?

Flexibility - Instant Personal Loans can tailor a loan solution to suit your need, including early pay-off, short term purposes, centrelink income ok, bad credit considered.

Fast – Most loans can be pre-approved within 15 minutes and the money usually accessible by next working day.

Easy Application – most cases can be done in 10 - 15 minutes.

Early Payoff to save interest – most of our personal loans can be paid off early after the first month to save interest.

At Simple Personal Loans, we believe in understanding customer's situation. Tell us your circumstance and we will give you a solution.

Why do we say YES when the Banks say NO?

We understand not everyone receives a wage and not everyone has good credit history, so if your income is from…

Centrelink pension or parenting payment
Cash income
Business income
Investment

We can help. If you have defaults on your credit history or even bankruptcy, you case will also be considered, as Simple Personal Loans would like to give you a second chance.

An Instant personal loan online offers you:

Flexible repayment options
Early pay-off loan without penalties*
Easy to apply and fast approval

Apply Now
Preferably mobile number for fast result.
Result will be sent to your email address. Please ensure email is correct.
Please fill-in total weekly income after tax.

For fortnightly pay period, divide by 2.
For monthly pay period, divide by 4.3
If this is a joint application, please add up the total income for both applicants.
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