How to avoid bank from stealing from you?

Technically, the bank does not steal or take money from your account without your knowledge. You would rather give the bank, a part of your savings as fees. According to statistic, the bank fee from the household accounts is $4.14 dollars. This can be rounded off as $470 per household per year. If you are paying more than that, you are contributing to the bank, more than average. Here are a few ways to reduce the bank fees. Continue reading

How to save money in college?

Being a student is not a cheap game. Following simple tips to save money in college would not only help you in having a few extra dollars in your wallet, but will also help to start the transition to the real world. If you are a college student, you could use the following tips to save a little more money. Continue reading

Are you planning to borrow to pay off the student loan?

As per a survey, more than 70% of the Australia students have to borrow to get their degree. The average student debt for this year would be $33,000 which makes this batch, the most indebted batch, ever. With higher monthly payment, the burden becomes high.  There is no concrete number which is considered to be high student debt. But, it is better to pay off as soon as possible. Continue reading

How to save money in college?

Being a student is not a cheap game. Following simple tips to save money in college would not only help you in having a few extra dollars in your wallet, but will also help to start the transition to the real world. If you are a college student, you could use the following tips to save a little more money. Continue reading

What are the reasons for credit card application denial?

Opening a new credit card is very easy process. There is always a vendor or an agent who wants you to take up a credit card. However, in the past 12 months, 17 million applications for credit card has been declined. That measure up to 7% of the applicants. Here are a few reasons as why your credit card application was denied Continue reading

How coupons can help you save in the long run

Many companies and small time business owners offer a lot of coupons which can be used a discount on your total purchase. This is an effective way to retain good customers. Even online stores offer e-coupons which can be used after checking out of the virtual store. It helps you save a lot of money. These coupons are given apart from the regular discounts. Continue reading

How to Handle Money More Adeptly?

One of the biggest problems facing families is money. If you look at the main reasons for squabbles, misunderstanding and even breakdown of relationships, the major reason could be attributed to money. While a majority of us are apt at earning a decent of money, when it comes to managing it and seeing it multiply, we are found wanting. Here are a few tips which could help us to learn ways and means by which we can manage money better and more efficiently. Continue reading