How Instant Personal Loans work

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Terms and Conditions

Pre-approval is based on limited information provided on the 30 second’s form, it indicates your eligibility to apply a loan only. Loan amount may vary, subject to final approval.

Statistics showed 80% of the pre-approved customer can get a loan.
In some cases joint application may be required; it is often due to the following reasons:

1.       Unacceptable credit record
2.       Inappropriate estimation of vehicle / property value
3.       Insufficient disposable income (less than $800 income a fortnight or on Newstart/ Youth Allowance/AUS study )

Upon submission, you are deemed to agreed the terms and conditions.

Your success is our success!

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Notice to NSW/ACT applicant

Due to changes in NSW/ACT legislation, ONLY Premium loans are available from 1/7/2010.

Premium Loans *	Consumer Loans^
Available Australia-Wide	Not available in NSW/ACT from 1/7/2010 (Available in all other states)
*Premium Loan - more than half of the credit is intended to be used for business purpose. (Up to 49% can be used for any other purpose)	^Consumer Loan – more than half of the credit is intended to be used for domestic, personal, household, residential property purpose.
Examples: Start online business Purchase shares/currency using a company/trust Business operating cash flow Pay business expenses Commercial investment use *Know more…*	Examples: Pay personal bills/rego Household/personal use Personal debt consolidation Residential Investment property use Holiday/wedding use Purchase shares/currency by a natural person *Know more…*

Fast Personal Loans Online

Are you eligible?

Own a registered motor vehicle (No finance owing) OR a real estate property
Receive regular income (Wage, centrelink income, self-employed)
18 years old or over

Applying for Instant Personal Loan is easy. Here's how:

1. Complete the Pre-Approval form on your Right.
2. Email, fax or post supporting documents listed below.

3. Upon final approval and contract signed, money should be in your account by next working day.

Supporting Document Checklist

Proof of income
Recent 2 payslips, centrelink statement or business certificate
Recent 2 months bank statement with full name and account numbers

Proof of asset
Valid car rego or recent council rate

Proof of identity
Driver's licence, medicare and bank card
Note: Additional documents may be required.

Get Pre-Approve Now!

Fill form in 30 seconds...

No Success, No Fee! No Obligation

Loan amount:* $

I/we own:*

Vehicle value: $

Credit history:

Full name:*

Mobile number:*

Email:*

State:*

Message:

Terms and Conditions

After submission, you should receive an answer usually within 15 minutes by SMS and email (During business hours M-F 9:30am - 5:30pm EST and subject to availability.)
Pre-approval is based on limited information provided and is only a general guide to your eligibility in getting a loan; it is not a final approval. Final approval may be given to eligible applicant/s after further assessment has been completed. Only loans for predominate business purpose are available to NSW/ACT applicant/s.

“My personal loan was approved online in 60 minutes and got the money that I desperately needed. The flexible repayment is absolutely easy to budget for. Thanks guys.”

Melissa T - Brisbane

“Hassle-free and fast personal loans! Can’t believe is that easy. I have tried all the banks but with a bad credit history I was getting knocked back. Than I found Simple Personal Loans, it’s a life saver.”

Stanley D - Melbourne

A personal loan is like any debt, you will have to repay it. If you are unsure as to whether you will be able to manage your repayments, then you should not consider taking up a personal loan from us. Any advice contained in this website has been prepared without taking into account your objectives, financial situation or needs. Applications for instant personal loans are subject to normal lending credit approval. Loan terms, interest rate, fee & charges, criteria and features are subject to change without notice. Pre-approval is neither a final approval nor an offer for finance. Approval time frame is base on simple application and is subject to system availability.

*Suggested approval time is for repeat customers and simple applications only. Time is calculated from the moment all necessary documents are received. New customers may take longer to process and inadequate documents can cause major delay.
^Cash Finance will attempt to assist you in finding a suitable loan despite your credit history. Minor bad credit history may be considered. In serious cases, a joint application is required.
Any information on this website does not take into account your personal objectives, financial situation or needs. You should consider the appropriateness of the information having regard to your objectives, financial situation and needs before deciding whether to acquire any of these products. All applications and facility preference such as loan term, payment frequencies are subject to lending criteria and final approval.

Preferably mobile number for fast result.

Estimate Trade-in value of the motor vehicle/s.

Instant Personal Loans Online!

Are you eligible?

Applying for Instant Personal Loan is easy. Here's how:

1. Complete the Pre-Approval form on your Right.

2. Email, fax or post supporting documents listed below.

Supporting Document Checklist