How do I apply?
Application is fast and easy, simply fill-out the pre-approval form and email/fax/post supporting documents for a final approval.
What is pre-approval?
A reply will be given to you by email upon completing the Pre-Approval form. If you have been pre-approved, it means you have over 80% success rate based on details provided. This will give you a peace of mind prior to doing the full application.
Am I eligible?
You must own a registered motor vehicle with NO finance owing or a real estate property to apply. In addition, income proof is required.
How long does it take to get a final approval?
Once all necessary supporting documents is received, loans of $1,000 - $9,000 will (in most cases) take 1-3 working hours. For amounts above $9,000, it will most likely be within 24 hours.
How much can I borrow?
Normally around 50% of your motor vehicles trade-in value.
What kind of flexible repayments are available?
Personal Loan repayments can be made weekly/fortnightly/monthly for 1 -12 months, and your loan can be paid-off early to save interest with no penalties in most cases.
Can I do a joint application?
Absolutely! Most of the time joint applications have a higher chance of approval.
What are the interest rates?
Interest rates varies from case to case as each person's situation is different, but it's normally around 2.9% - 4% per month. Loan term only goes from 1-12 months, hence it is among the lowest in the market.
